It's one thing to watch a neighbor's puppy once in a while when they are out of town for the weekend. It's another thing completely when you have a legitimate pet sitting business. In the midst of long walks and playing fetch, it's easy to overlook the business risks that exist for the service you're providing.
Whether it's popping in over the lunch hour to check in on a fur baby or keeping someone's pet company while they are on a month-long vacation, cover your bases and your business with a Home Business insurance policy.
A Home Business Insurance policy provides coverage related to:
- Business personal property (equipment, inventory and supplies) and business-related liability exposures
- Lost income
- Losses or damage from business activities conducted at the business owner's home or off-site at another location
- Business property while in transit
- Liability coverage when performing business-related activities at someone else's residence.
With liability limits up to $1 million and business property protection up to $100,000 (with a $250 deductible), our Home Business Insurance policy provides valuable coverage at affordable rates.
Eligible services while pet sitting include: pet walking; poop scooping services associated with sitting or walking; and transportation of animals as included in the pet sitting service. Sitters will feed, exercise and otherwise care for animals belonging to others. They may take the animals to scheduled veterinary appointments. Sitting durations may be days, weeks or longer comprised of short frequent visits to or overnight stays in the customer's residence. This class is limited to animals held as “PETS". Animals held as farm or breeding stock (i.e. dog breeders, livestock farms) are not eligible. Ineligible services include house sitting independent of pet sitting; pet grooming; pet boarding; “doggie day care"; and poop scooping businesses independent of pet sitting. Pet sitting from the insured's residence is not eligible — this includes boarding/kenneling pets at the insured's residence.
Speak to an Agent today for your free, no obligation quote.
