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Quorum Insurance Blog

All You Ever Wanted to Know About Insurance

Understanding Homeowners Insurance Policy Deductibles

Insurance deductibles are thresholds for the amount of money a policyholder must meet in damages or pay at settlement, prior to their insurance coverage stepping in and paying you for covered losses. Deductibles are...

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Market Value vs Replacement Cost

Are you adequately covered in the event of fire, flood, or other disaster? Many people think they are – only to find out otherwise, after it's too late. ‍An estimated two out of every three homes in the United States...

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Rising Insurance Premiums

If you're noticing your insurance premiums going up and up, you are not alone. Here are some factors causing Auto & Homeowners Insurance rates to rise:Auto-related trends: supply chain issues and more frequent and...

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Is That Covered by Home Insurance?

Home insurance policies are designed to protect your personal property and provide reimbursement in the event of damage or loss. Yet, when a claim is filed, many people are surprised to find certain items are excluded...

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Home Inventory

Why a Home Inventory Is Important - Let’s try a little exercise: Can you list everything you own from memory? Didn’t think so. The fact is most people own more things than they realize. It’s easy to remember the cars,...

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Can I Get Home Insurance if I Have a Pit Bull?

The cost of homeowners insurance can be impacted by a myriad of things, from crime rates to flood risk in the area. Many homeowners don’t expect the cost of a policy to depend on the breed of dog they own, but this does...

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Labor Day Barbecue Idea: Don’t Get Burned on Your Insurance

While the great menu debate between hot dogs vs. hamburgers will likely rage on for years, one Labor Day barbecue idea is making sure you don't get burned on your insurance coverage. Here are some statistics from the...

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Grilling Safety

Summers mean backyard grilling - safely! Just like hamburgers and hot dogs, a sizzling grill is a symbol of summer and grilling isn't just about great food. Backyard barbecues often create treasured memories with...

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Firework Safety

When Things go BOOM in the Night - Fireworks Safety For most of us, the Fourth of July is a time for enjoying the company of family and friends, having fun and creating memories - whether at home or away. But for some...

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Time for an insurance review?

If an annual insurance review wasn't included in your New Year's resolutions, why not get it done now? Your life changes over the course of a year - sometimes in monumental ways. That means your insurance needs can...

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Pool Safety

Everyone in the Pool? Safely, Please! Here comes summer, and that means swimming pool season. Kids are breaking out the water noodles and beach balls. Adults dream of sunning on the poolside lounge or getting in a few...

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